BANK total$0.00
Held for bills & set-asides$0.00
ACT, actually spendable$0.00
Never spend from the BANK column. ACT already has every due bill fenced off.
Bills
A bill's money is fenced starting 14 days before it is due. That is the 2 Week Rule.
Deposits
Happy $ACTS. Money that lands between paydays and lifts your ACT. Log it when it lands.
Month
▼ Money landing: payday or a deposit
▼ SNAP load ▼ Cash aid load
Next bill due bill coming up bill paid
▲ Bank holiday: keep in mind, money may move a day
Shape tells the story: triangles point the way money moves, dots are bills.
Install the app
Bank vs Act on your home screen opens full-screen and works offline, like any app.
No install offer yet? Look for Install app or Add to Home screen in your browser menu.
On iPhone or iPad: tap Share, then Add to Home Screen.
Already installed on this device. You are opening the installed app.
Your pay
Start over
Wipes every number on this phone and brings back the setup screen. There is no undo.
