BankvsACT

Play-by-Play

Your next moves, and what is waiting behind them. Get it in here, get it out of your head.

Your moves

What you can knock out now.

Keep in mind

Later steps, and things that need a move done first. When you are ready, move one over.

Actually yours to spend

$0.00

Bank says $0.00 · $0.00 held back for bills & set-asides

Accounts

Happy $ACTS

Deposits — money that lands between paydays and lifts your ACT. Log it when it lands.

Bills in this window

Marking a bill paid pays it out of its account's BANK and releases its hold — so ACT stays steady, same as it should. Un-marking puts the money back to the penny.

Your bills

Set-asides

Money fenced off from every check before anything else — it always comes out of ACT.

Pay cycle

Next payday Check amount $ How often

BANK is what the account says. ACT is what is real. Never trust BANK.

Month

Tap a day to see what is on it. Swipe to change months.

▽ Triangles point down — money landing

Money drops in that day. The color says where it comes from:

▽ Payday — green ▽ Deposit — green, a Happy $ACT

▽ SNAP load — sky blue ▽ Cash aid load — magenta

Next bill due — red dot, money out Bills after that — yellow dot Paid — grey dot

▲ Caution: bank holiday — banks closed, payments and transfers slow down, plan around it.

Show SNAP loads Show cash aid loads

Settings

Benefits — what applies to you

Not everybody gets every benefit. Turn off the ones that are not yours and they leave the Benefits tab and the calendar — nothing is deleted, and turning one back on brings it right back.

Show SNAP

Turn off if you don't get food stamps — the card and its calendar marker disappear.

Show cash aid (KTAP)

Turn off if you don't get cash aid — the card and its calendar marker disappear.

Start over

Wipes every number on this phone and brings back the setup screen. There is no undo.

Install the app

BankvsACT on your home screen opens full-screen and works offline, like any app.